Refresh Reward

London

About

Benefits shouldn’t be another source of stress


Whether you employ people or work for yourself, benefits and insurances should help you feel protected, confident and in control – not overwhelmed, unsure what you’ve got or worried you’ve missed something important.


For Companies

I help businesses get the maximum value from their benefits spend – cutting waste, improving engagement and making benefits work harder for both employees and the business. Turning benefits into a powerful tool for attracting, retaining, and supporting their people.


For Self Employed

Since starting my own consultancy, I realised how overwhelming it can be trying to work out if you’ve got the right protections in place while building a business and juggling a million other priorities.


That’s why I’ve created a Self-Employed Support Network – a trusted group of brokers and providers offering clear advice and cost-effective options without pressure of overcomplication - so you can feel confident you’ve got the right protections in place and can get back to the important work of building your business.


To find out more send me a message or book a call


Emma's experience was crucial in helping to secure cost savings as part of the negotiations with our benefit providers.
 

Also in supporting our push towards a higher level of employee engagement i.e. we ended up achieving an 84% engagement rate from our employee's, across this benefit window. 

 
Head of HR Operations

Services

Benefits Review

Make your benefits work harder

Save money, increase uptake and get a clear plan.

Many businesses overspend on their employee benefits or offer things people don't know about or use. Our fast, expert-led Benefits Review find extra benefits, hidden savings, ways to boost engagement and gives you a clear deliverable plan.

For:
Values-led businesses that want clarity, control and benefits that actually get used.

2500

Benefits Basics

No Benefits? No problem.

Benefits Basics helps you design a cost-effective, inclusive benefits package that grows with your business – and shows your team that you care.

We’ll build from the ground up, combining smart strategy with with fresh, practical ideas to make sure you’re offering the right things, the right way – without blowing your budget.

For:
Values-led businesses setting up employee benefits for the first time – or refreshing a basic offering that no longer fits.

Benefits Boost

From chaos to clarity


The Benefits Boost is a focused 90-minute strategic session designed to give you expert insight, uncover hidden savings and help you take action straight away.



It’s not about spending more on your benefits – it’s about spending smarter and using what you’ve already got more effectively. Perfect if you’re feeling stuck, overwhelmed, or just want a second opinion – without the time or cost of a full review

650

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Business Contact

Business Contact

Emma Cowling

Employee Benefits Consultant

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